Executive Personal Line Insurance Coverages
Specialty Items Need Specialty Coverage
DataRisk represents only a few select personal lines insurance carriers who truly know how to protect high end assets and difficult-to-insure risks. Through our network of carriers, we can provide our clients with a range of property and casual insurance coverage.
Homeowners Insurance
Homeowners insurance protects from financial losses to dwellings, condominiums, and rental exposure caused by storms, fire, theft, liability claims and other unforeseeable events. The best insurance carriers offer extended replacement on most property.
Automobile Insurance
Auto insurance offers protection against personal liability lawsuits, providing peace of mind, as well as physical damage loss for everyday use vehicles to antique and collectible vehicles
Private Collections Insurance Coverage for Jewelry, Art, and other Fine Collectibles
Valuable items such as jewelry, artwork, furs, firearms, and silverware, require specialized coverage. Private collection coverage is designed to insure items at replacement cost value for a myriad of loss causes.
Umbrella Liability Insurance
Umbrella liability insurance provides additional and broader protection in case an adverse judgment exceeds the limits you carry on your homeowner, auto, or watercraft policies. The limits of an umbrella liability program are generally $1 - $10 million, but can be as high as $50 million.
Umbrella liability coverage is often overlooked but it is a necessary component to a high-net-worth personal risk program. Umbrella liability also may provide coverage when the primary policy does not.
Watercraft - Yacht Insurance
Watercraft and/or yacht insurance offers coverage for the hull, motor, equipment, accessories, medical expenses, uninsured/underinsured boaters, and most importantly, protection and indemnity liability. Elite carriers also offer coverage for medical expenses and emergency services including labor, towing and fuel delivery. Coverage is available for small watercraft up to large yachts.
Aviation Insurance
Aviation insurance policies offer coverage for hull, liability, and personal articles. At this time, there are a limited number of companies who offer this type of insurance and DataRisk has strong relationships with each of those insurance companies.